Target Doesn't Like These Simple and Secret Steps to a Happy Christmas, but You Will.

Can you hear the sleigh bells yet?

If the Marketing Machine that is a modern holiday in America has anything to do with it, you’ve been hearing more than sleigh bells for weeks already. Here it is, the first week of November, and store aisles are already reset to highlight the many shiny things available for your purchasing pleasure. For weeks, ads have been running on Pandora and Hulu and in your Instagram feed showcasing taylor-made things that you simply cannot live without. Your kids, like mine, may have already crafted multiple drafts of their holiday lists.  (No joke. Multiple lists!)

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1. HOW TO PAY OFF DEBT WITH KIDS SERIES \\ HOW TO HAVE A FRUGAL BUT FUN HOLIDAY

2. HOW TO CREATE A HOLIDAY BUDGET + WHY YOU NEED TO START NOW! IF YOU’RE READING THIS AND IT’S NOT OCT, NOV OR DECEMBER, AWESOME! THIS POST WILL SHOW YOU HOW TO SAVE FOR THE HOLIDAYS NO MATTER WHAT TIME OF YEAR IT IS!

As seen October 31, 2018. Yep. That shit is REAL!

Instead of sleigh bells, I wonder if you’re hearing that old school cash register sound effect?

Some estimate that Americans with credit card debt added $1,000 to their balances to pay for Christmas last year. That followed the news that American credit card debt surpassed $1,000,000,000,000,000 (that’s 1 Trillion, BTW) in August of 2017.  

DEBT STINKS.

While far from exhaustive, let’s look at a short list of why that is… 

  1. Debt limits options.

  2. It fuels overwhelm.

  3. That sneaky debt also sustains low (or more likely high) levels of anxiety.

  4. Oh, let’s not forget how debt acts as a divisive wedge between relationships. What up homewrecker?!

  5. Debt makes it really, really hard to pursue dreams – because dreaming is an act of vulnerability and vulnerability asks us to take risks, and risks are hard to take when debt is hanging onto your pants.

  6. AND debt creates a nasty cycle that tends to circle around, and into, a cloud of blah malaise backlit with screen light.

DEBT F’ING STINKS. BUT, I’M HERE TO SAY IT IS POSSIBLE TO HAVE A DEBT FREE CHRISTMAS, AND, ACTUALLY BE HAPPY!

 The exciting thing is, you already know that! You already know that there is another way! That $1,000 in debt this Christmas isn’t going to make you, or your family any happier. You already know – really, really know in the deepest of your bones – that it’s possible to create a holiday season that is meaningful, authentic AND debt-free.

You know that, and we’re going to show you how to make it happen.

For the month of November, we’re going to work through some specific, action-oriented and simple steps to a happy Christmas! We’re here to guide you through the process of creating a Holiday free of debt, but also one filled with joy and connection to those you love the most!

Each week, we’ll have two brief posts that highlight a particular aspect of the process.

HERE’S WHAT YOU CAN EXPECT:

Week 1: How to create a vision for a Holiday you’ll LOVE. 

Week 2: How to use your vision to create a plan.

Week 3: How to fund the plan without debt. Yep. Fo’ real.

Week 4: How to share your vision and plan with the folks who matter most.

(UPDATE \\ Here are links to all the posts! Enjoy your binge reading and then get to work! ONETWOTHREEFOURFIVESIXSEVEN + EIGHT)

Each of these will be short excerpts from the content we created for our FREE 5-day email course, Take Back Your Holidays Challenge. If you’d rather just pig out on the entire course right NOW rather than wait for these posts to show up, I totally got you. Sign up HERE friend.


And if you sign up through that link you’ll have an opportunity to get our Take Back Your Holidays Workbook for 50% off!! This sweet, printable book will be your guide to navigating the simple steps to a happy Christmas, easily and simply.

And who doesn’t want more happy, cozy, connection this Christmas? Let’s say no to buying all. the. things. And say yes to creating our own vision of what a happy Christmas means to US! Are you in?!

You’ll receive a daily email, access to the private FB group and some amazing bonus material to ensure you wake up on New Year’s Day without a penny of additional debt! But, you will have a pile of gratitude, and deep, lasting calm.  

Can you hear the sleigh bells? Yeah, me too.

 



DebtOlivia Zurawski