Debt Free Christmas- Part 1

This is Part 1 of an 8-part series guiding you to create a debt free Christmas. Each week we will introduce you to progressive steps you can take to create a holiday season that is meaningful, authentic, connecting AND debt-free. Yep… it’s really possible.


Let’s begin at the beginning, shall we?

In the midst of all the hustle and bustle and needs and opportunities that fill our days, it can be tempting to begin somewhere else – like in the middle, or even at the end. But, beginning at the beginning is always, always a better place to start.

The beginning of creating a debt free Christmas is knowing, really knowing, what a debt-free Christmas looks like for YOU. That clarity and knowledge, that vision and aim, is the thing that guides and governs the work of making something new and meaningful.

The vision you have for a debt free Christmas is the thing that counters the comparison, FOMO, parent guilt and good ol’ fashioned fatigue that otherwise plague and persist. A clear aim is the antidote to the debt-induced anxiety and the holiday overwhelm from unchecked requests that feel an awful lot like demands.

A clear aim of what your debt free Christmas looks like is a big, beautiful deal. It’s the beginning. So, let’s get going!


Begin to open up to what your debt-free, intentional holiday will look like. Grab a beverage, claim 10 minutes and sit with your mind and heart wide open to what is possible. Just let images come and let them go – we’ll use them later this week. For now, just open up to a new beginning.   

I like to write things down as I’m dreaming. Somehow journaling always gets me to a vision that I wouldn’t have come up with originally if I hadn’t written it down! So, try writing your vision down.

And, if you’re looking for a printable workbook to accompany you through this challenge – Bam! I’ve got just the one for you! AND, since you’re a blog reader of ours, use “GWREADER” as a coupon code for 25% off!

One more thing, if you sign up for our 5 day email challenge HERE, you’ll have the opportunity to BUY THE WORKBOOK AT 50% OFF! That’s a mere $5 that you’ll be investing on your journey to an intentional, debt free Christmas! You’re welcome!

Rooting for you always!

DebtOlivia ZurawskiFavorite