How We Are Minimalists With Our Money
Minimalism is THE way I find beauty in my finances!
Minimalism often evokes a mental picture of a stark white kitchen with perfectly clean counters, sparse furniture with clean lines and limited warmth. The common thought about minimalism is that you have to throw away all of your belongings, only have 20 pieces of clothing and live a house devoid of fun. Sam and I haven’t embraced minimalism to that extent.
But, I am finally embracing OUR personal minimalist tendencies. Including the awesome side effect of simple finances!
According to No Sidebar, there are 5 different types of minimalists. But, generally, minimalism is living with “less for the sake of more. More time, more energy and more freedom.”
Melissa’s (from No Sidebar) 5 different types of minimalists are: The Essentialist, The Experientialist, The Enoughist, The Eco-Minimalist, & The Soul Minimalist.
I’M THE SOUL MINIMALIST:
THE SOUL MINIMALIST CHERISHES STILLNESS OF SOUL, AND WORKS TO KEEP MENTAL AND SPIRITUAL CLUTTER TO A MINIMUM. PRACTICES OF QUIET, MINDFULNESS, STILLNESS, AND LISTENING ARE ALL IMPORTANT HERE.
YOUR STYLE OF SIMPLE LIVING DOESN’T HAVE TO LOOK EXACTLY LIKE ANYONE ELSE’S. WHAT MATTERS IS THAT YOU ARE INTENTIONALLY ELIMINATING WHAT YOU DON’T NEED TO MAKE ROOM FOR WHAT’S MOST IMPORTANT. YOU’RE BEING MINDFUL OF THE IMPACT YOUR CHOICES HAVE ON YOUR RELATIONSHIPS, YOUR FINANCES AND THE WIDER WORLD.
YOU ARE MORE THAN A LABEL, AND YOU’RE INVESTING IN WHAT MATTERS. YOU’RE LIVING YOUR OWN STORY. YOU CAN DESIGN THE LIFE YOU WANT TO LIVE.”
Yes. I say. Heck to the Yes.
The thing is, in order to keep mental and spiritual clutter to a minimum AND intentionally eliminate what you don’t want in order to make room for what’s most important, you need to know what IS most important.
Defining our Vision and Values was the turning point for us in our debt payoff journey. It’s what made the budget stick and what keeps us budgeting to the penny to this day! If you know your Values, or what is MOST important to you, you will be able to quickly eliminate those things that aren’t so important.
Being a minimalist is only saying YES to what aligns with your Values. But, being a minimalist in your finances means that you say YES to what aligns with your Values AND is within the limits of your budget. In other words, minimalist finances holds both the dream and the reality of life. It’s important that you decide what those set limits are; don’t depend on a formula.
Like Melissa says in her post, “you’re living your own story. You can design the life you want to live.”
Both the Values and limits are up to YOU!
Soul Minimalists, at their root, only say YES to what aligns with their Values. They are really good at saying “no” to all the superfluous stuff that happens every day. Like, the preschool birthday party you were invited to this weekend (Do you really need to forgo rest and ease to clean up more mess, surround yourself with more noise and buy a gift for a kid you don’t really know?). And, the Target run you wanted to make tomorrow because you needed toilet paper. (ALDI has toilet paper, too, and you won’t end up with $100 worth of extra purchases and a lost hour of your time!)
When you start to become a minimalist in your financial life by defining your values and making choices that align with those Values while honoring the Limits of your season in life, the clarity will come.
You’ll be able to pay off that debt you’ve been hating for so long.
You’ll be able to cut through the overwhelm and anxiety and constant, constant comparison.
Minimalist finances will lead to freedom and confidence.
Freedom to be who you truly are. And confidence that you’re making your own best choices.
Go get it, Friend! I’m rooting for you.